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| | | | | | | | | The Consumer Forums | Last Post | Threads | Posts |  |  | Free advice and support to to solve your consumer problems.
Welcome. You have just joined the Consumer Forums. Come here and introduce yourself.
You will soon discover what a friendly place this is and get lots of hints about standing up to consumer bullies or dealing with other consumer rights. | |
Today 18:16  | 18,326 | 62,853 | | Frequently Asked Questions. Case guidance etc. Instructions on how you can Reclaim the Right------::::::-----------
This forum will appear to be private if you are not registered. --- REGISTRATION IS FREE | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 10 | 11 | | Forum rules and other forum issues. You MUST read and agree these before reading or posting in this forum. |
7th July 2007 12:27 | 7 | 14 | | Banks, Debt collectors, PayDay lenders, PCNs - it's a war out there. You need to put your personal econcomy on a war-time footing.
Share your money-saving tips with the rest of us here. |
Today 13:37 | 52 | 304 |  Consumer Action Group Webmail | | | The Consumer Forums | Last Post | Threads | Posts |  | Direct access to your CAG webmail.
The CAG email is now fully featured including configurable spam and virus filters.
Consult your email either here or on your favourite POP3 email program. | - | - | - | | The Consumer Forums The Bank Action Group - against unlawful bank charges | | | The Consumer Forums | Last Post | Threads | Posts | | The Litigation section is very important. The information here is useful if you are applying for disclosure orders, lifting of stays, wasted costs orders or other matters.
PLEASE DO GIVE YOUR LITIGATION DETAILS TO A MODERATOR OR SITE-HELPER. AND BE SURE TO GIVE THEM AN UPDATE WHEN YOUR CLAIM IS CONCLUDED. | - | - | - | | Come here to discuss general issues in the unlawful charging by banks debate.
Any general issues about unfair bank charges. |
Today 18:41 | 8,419 | 92,521 | | We hear very few good stories about the FOS. Mostly we get accounts of delays, lack of transparency, unsatisfactory or over-cautious outcomes.
The banks preferred route for complaints. Under-resourced and mocked by the banking industry
Tell your experiences of the Financial Ombudsman Service - good or bad. |
Today 14:01 | 102 | 643 | | If you live in Scotland or have an account in Scotland, please take time to join the new Scotland User Group. (Not for RBS/HBOS English accounts.) |
Today 17:13 | 1,058 | 10,618 |  | Had a bad day, Dear?
Come here for some off-topic chat. |
Today 19:38 | 4,205 | 212,461 | | Want to meet up with other CAG people round the country? |
Yesterday 04:16 | 69 | 10,556 | | Meet other Abbey Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 17:21 | 5,328 | 74,785 | | Meet other A&L Bank customers who have also been faced with excessive unfair bank charges. They FSA see A&L as one of the weak links in the present bank liquidity crisis. Is it you or the A&L which is spending beyond their means? |
27th July 2010 15:00 | 1,779 | 20,576 | | Meet other Barclays Bank customers who have also been faced with excessive unfair bank charges. The is the bank which the BBC found had a culture of dishonesty. Let us know if you agree. |
Today 18:05 | 8,272 | 111,405 | | Meet other Coop Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
20th July 2010 02:54 | 854 | 7,050 | | Meet other Halifax Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 18:35 | 7,769 | 101,856 | | Meet other HSBC Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 18:55 | 8,109 | 117,395 | | Meet other Lloyds Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 15:49 | 8,009 | 94,949 | | Meet other MBNA customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded. |
Today 19:22 | 2,048 | 36,262 | | Britain's newest bank. But will they be any better than the others? Don't hold your breath. After the first flush of youth, we expect to hear the same old stories - and you can tell us those stories here. |
Today 11:54 | 5 | 9 | | Meet other NatWest Bank customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
Today 18:47 | 5,904 | 80,820 | | Meet other Nationwide Bank customers who have also been faced with excessive unfair bank charges. A spokesman described some of their customers as "serial abusers" of their accounts. Is this true? - or is it really the Nationwide which is the serial abuser of its customers' accounts.. |
Yesterday 14:20 | 1,948 | 20,972 | | Meet other RBS customers who have also been faced with excessive unfair bank charges. Exchange encouragement and information about getting your bank charges refunded |
27th July 2010 16:54 | 2,962 | 29,426 | | Now that their actual costs and CYNthesys have been revealed by the BBC, claim everything back for as far back as you want. Even if you have already accepted a compromise settlement, go back and get the rest. |
24th July 2010 23:37 | 1,042 | 17,351 | | Been subject of excessive unfair bank charges by some other company? Banks, Building Societies, other companies? Discuss getting your unfair charges refunded here |
Today 19:27 | 9,928 | 150,349 | | If you work for a bank or did do. If you want to speak on behalf of any of the banks or you want to whistleblow. Do it here. You are welcome to have your say about bank charges.
Registration is confidential if you post under a UserID. You MUST let us know if you work for a bank. |
Yesterday 13:09 | 172 | 3,191 | | Links to other sources of help. Please contact Admin if you want to add an entry |
18th January 2010 04:04 | 14 | 27 | | The various discussions have been moved here for easy access. |
Yesterday 23:08 | 11 | 1,038 | | The Consumer Forums The Consumer Action Group | | | The Consumer Forums | Last Post | Threads | Posts | | |
Today 19:28 | 8,982 | 112,270 | | Are you interested in the bigger picture? Do you have definite ideas which you wish to contribute? Are you interested in campaigning in some way?
Whether it is bank charges, PPI, the cost of gas/electric/food/travel etc - this is the place to share your ideas. |
Yesterday 12:25 | 433 | 14,485 | | |
Today 19:27 | 7,718 | 80,012 | | As the title suggests - a kind of "Did you know...?" - a place to add snippets of information about consumer law. Everyone must know at least one little gem that could help out loads of people. Try and post with a link to clarification where possible. |
Today 12:04 | 1,215 | 13,861 | | There are loads of them out there now. Each one claims to offer you the cheapest deal on Gas, Electricity, Flights, Holidays, Food - what have you.
They can't all be right can they? What do you think. Come and compare the comparison sites |
17th May 2010 15:37 | 1 | 26 | | If you are giving up smoking then you might like to start a thread here so you can let us know how you are doing - and about each time you falter. |
Today 13:31 | 89 | 1,012 | | Having problems with benefits / deductions, or want to discuss entitlement etc. this is the place. Other matters include Tax Credit issues and also advice for those on / or below minimum wage. |
Today 19:37 | 2,895 | 27,616 | | Do you have problems at work for any reason including disability, harassment, discrimination? Are you facing disciplinary action? Are you failing to get employment because of some disability or discrimination problem? Discuss it here. |
Today 19:13 | 4,160 | 38,376 | | We get a lot of people with complaints about Gymnasiums and Health Clubs.
Sometimes it seems that their business model is based upon merely continuing unwanted memberships.
Tell us about your experiences here |
Today 15:01 | 210 | 1,808 | | Come here for advice on all aspects of the holiday industry. This includes Travel Agents, Tour Operators, Airlines, Caravan Parks, Holiday Centres, Leisure Parks, etc. |
Today 18:17 | 767 | 7,030 | | |
Today 18:17 | 2,103 | 16,504 | | This is the place to discuss Local Authority dispute, including issues around Council Tax Banding, Business Rates, Planning etc. NB: DO NOT USE THIS FORUM FOR COUNCIL TAX BENEFIT OR DEBT ISSUES - you will get more support in the other relevant forums. |
26th July 2010 20:03 | 597 | 3,449 | | Having problems with your PC, laptop, games console, hand-held, sat-nav etc. No doubt others will have gone through the same issue and can point you in the right direction. |
Yesterday 18:12 | 175 | 2,230 | | |
Today 14:28 | 397 | 4,129 | | The misselling of Payment Protection Insurance is widespread, and believed to run into billions of pounds. This forum will help you to see if you have a valid claim for a refund, and guide you through the process. |
Today 19:01 | 3,497 | 39,117 | | Have you been let down by a vet, or had some problem with your pet. If so, then this is the place to seek advice. |
Today 10:46 | 54 | 989 | | Have you been let down by Royal Mail, Parcel Force, DHL, TNT - or any other delivery service or company. These companies seem to always be able to hide behind their Terms and Conditions. |
Yesterday 15:21 | 44 | 303 | | Have you been let down by public transport? Tell us about it here. Go one better and put in a claim for some proper compensation. You don't have to accept their travel vouchers. You can do better than that. |
Today 18:12 | 360 | 4,476 | | This is the place for both Landlords and Tenants to discuss letting issues, and share experiences. |
Today 19:26 | 4,423 | 33,658 | | If you have a problem with goods which you have purchased by a major UK retailer whether it be on the High Street or On-line, share it with us here. This is where you Reclaim the Right.
ENTER NOW. |
Today 18:16 | 2,668 | 24,465 | | If you have special needs or disability issues, discrimination, motability etc, come here to discuss it or to give advice |
Today 14:14 | 267 | 3,287 | | Come here if you think that you have consumer-style problems which are connected to your status as a student |
Today 18:13 | 541 | 10,365 | | |
Today 19:30 | 3,834 | 33,250 | | |
Today 19:24 | 2,051 | 14,688 | | The Consumer ForumsDebt Action Group "Dealing with debt"
You can choose any one of our new debt forums to seek help or to give help on specific aspects of debt. | | | The Consumer Forums | Last Post | Threads | Posts | | |
Today 12:03 | 198 | 2,814 | | Advice on how to work towards a debt free life |
Today 16:43 | 1,062 | 11,097 | | Advice on how to deal with debt collectors.
Are you receiving distressing phone calls? Are you recording them? Why not? |
Today 19:37 | 25,858 | 425,474 | | Your rights when dealing with bailiffs and sheriff officers |
Today 17:36 | 4,419 | 65,536 | | Experian, Equifax, CallCredit etc |
Yesterday 13:09 | 1,190 | 10,201 | | They have also been known as 'Chattel Mortgages', but whatever the name - this is the place to get advice. |
Today 14:51 | 325 | 5,107 | | Tell us your vehicle repo story here - whether it is a failed financed purchase or a LogBook Loan |
Today 16:49 | 60 | 2,192 | | Advice on some of the formal debt management solutions |
Today 18:10 | 926 | 8,858 | | Advice and guidance on Scotland specific debt issues |
Today 19:36 | 640 | 7,001 | | Advice and guidance on dealing with court action by a creditor |
Today 19:37 | 6,258 | 180,120 | | Advice on dealing with secured debt |
Today 18:25 | 1,591 | 29,050 | | An essential way of making ends meet? - or just another expensive way climbing onto the spiral of debt?
The British Cheque Cashers Association says that it receives very few complaints from borrowers. |
Today 18:52 | 560 | 23,034 | | Tell us your repossession story or seek help here |
Today 19:36 | 863 | 14,498 | | Advice and guidance on dealing with debt on a personal level |
Today 19:36 | 90 | 1,271 | | Various letter templates to help you communicate with your creditors - PLEASE NOTE THAT YOU MUST BE A MEMBER TO VIEW THESE TEMPLATE LETTERS - Membership is free: http://www.consumeractiongroup.co.uk/forum/register.php | You will need to register to enter these consumer forums
Registration is FREE and very easy. | 18 | 40 | | Post here any general debt questions not covered elsewhere. |
Today 19:30 | 10,290 | 124,159 | | What's going on in The Consumer Forums? |  Currently Active Caggers: 1786 (249 registered Caggers and 1537 guests)
|  | Most Caggers ever online was 2,959, 12th February 2010 at 13:54. 24233513afw, 37ali37, 3UC7iD, Al27, alanfromderby, andycollette, angry cat, Angry SCS customer, angry_smurf, AnonymousFighter, ashmk, AtlantisZPM, Barebackmolly, bartezno1, beetzart, benny1970, Bernie_the_Bolt, beyondhope, Bigmark, BigShot, bigsteve0000, Billy goat gruff, bingowings, binnie166, Blondie40, brightsus, bunaki, Buster78, bustthematrix, buzby, C2K, Calb0b, car2403, caro, Cartaphilus, casey, cctv engineer, cerberusalert, chelsea101, chip1970, Chipmeister, chloe01, chloe66, choc-chip_cookie, conchy_joe, crem, Curlyben, cyril1982, dadofholly, daisydaisy73, DarkSea, dave354uk, daveyboy996, DBC, dcakiller, DD maker, DDDDD, DDWales, debt4get, Delfi101, derbypub, Dhimmiwit, diddy83, diskmandave, DoINotLikeThat, doktorjohn, donbracho, Dougal16T, dw1552, edwi69, eggboxy1, elpulpo, emanevs, ErikaPNP, exasperated, FarnboroughPete, FearNoDarkness, Feebee_71, firstship, floricita, Fluffystuff, FlyboyAgain, fmc001, Fuzzgin, Gallahad, Gancho, gazbo34, gazza222, Goldlady, Graham117, griffiths5, gtgiggs, gth, gwa70, Halfman, hallowitch, hammyhound, Hardupnotfedup, heliosuk, honey b, honeybee13, humbleman, indebtandharrased, intree, jabba jones, Jacob Press, jadebarton, jailbird, james141, jdes26, Jeff2000, Jeremy65, Jerry 343, jessie_girl6, jfk_8, jojogirly, jon888999, julius, Kelcou, keldas, kell4040, kilkenny, kimbo3899, Kraken1, Langster, lbr102help, Lester Square, letsdothis, littlebert8, loan_ranger, Lopez12, lord_tiger_putin, love bug, M.R, magicfisher, mick094m, mightymouse_69, MIKE770, mitsy, moni2tot, monkeys head, Mr lex, MrHistory, Mrs E Blackadder, Mum2Four, mystery1, newfoundland, nottslad, overdraft2012, patdavies, patrickq1, Peedee123, pelham9, poundhound1808, pt2537, pugilist, Raykay, ricky balboa, romouele, saintly_1, sam614, sameagle, samhill, saturday night drive in, scoffa, sea-sidelady, seniorservice, seriously fed up, shaun127, shawnkcarter, shining Light, silverfox1961, sixofspades, skintandfat, slc79, smugorwhat, starblackie, Starbucaneer, Startkey&Clutch, sucker999, sue903, summerbreeze, Sussex Pensioner, The GodMother, TheCherry0121, Toleman, tosh1, underdog13, unicorn4321, vjohn82, Vonn, Werner M, whatamess, Wilma Shoozfit, wishface, Wolfy, xoAmyox, xxxc, zazen.warrior, zingy, ZipDee, | |
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